The General Auto Insurance Review

Due to their huge advertising presence and The General Auto Insurance Review, it is absolutely certain that ‘The General’ will pop into the mind of every driver looking to change their auto insurance provider. However, although the quirky, animated General is very effective in creating a familiar image for the company, the marketing campaign does not reveal much detail about the company itself. Who exactly is The General, and how does The General Car Insurance Company measure up as an insurance provider? Enter your ZIP code into our ZIP code finder and find the best auto insurance!

The General Auto Insurance Company Profile

General Automobile Insurance Services, Inc. is a subsidiary company of PGC (PGC Holdings Corp.). The various insurance company subsidiaries and predecessors of PGC can claim to have nearly half a century of history writing auto insurance.

The General, who acts as an online agent, providing auto insurance, provides customers with insurance from the following three separate companies: Permanent General Assurance Corporation, Permanent General Assurance Corporation of Ohio and The General Automobile Insurance, Inc. All three of these companies have been given a Financial Strength Rating of A- (excellent) by A.M Best, the independent opinion provider on an insurer’s financial strength and ability to meet its policy and contract obligations.

Target Customers for The General Auto Insurance

The General Car Insurance Company claims that it can provide state auto insurance for almost any driver and any car.

Ultimately, everyone is looking for the cheapest auto insurance that they can find, and changing car insurance provider can save people as much as $1,000 a year. However, it is not always that easy to find the best provider, offering the right combination of coverage, premiums, and provider quality. Just because a family member or a neighbour has a great policy with a certain provider or well-known brand, this does not necessarily mean that will be the right provider for you. Individuals must carefully consider their own needs. Consumers should enter their ZIP code into our FREE ZIP code search to find the cheapest auto insurance for their car!

• Do you have a low credit rating?
• Have you a high risk driving history?
• Are you the owner of a vintage, exotic or luxury car?

If any of the answers to these questions is ‘Yes’, then it would be worthwhile in getting an auto insurance quote from The General Automobile Insurance as they will be able to give you a quotation for a very competitive policy.

The General Car Insurance Company specializes in drivers that have numerous traffic violations and accidents. Therefore, drivers who may be on the previously uninsured registry, or drivers with a low credit score may particularly benefit from obtaining a quotation for The General Car Insurance Company.

The Benefits of Insuring with The General

• Speed and Efficiency are The General’s greatest strengths. Quotations are given online, following a three-step pattern that can be processed in minutes.
• Online Quotations can be given anonymously, using only a zip code.
• The General Car Insurance Company provides coverage to any drivers who find it impossible to get insured elsewhere.
• They can offer more affordable quotations are given for high-risk drivers, or drivers with a history of traffic violations.
• Policies are flexible and can be widely adapted to suit individual policy holders.
• Flexible payment plans are available, with minimum payment options, making budgeting much easier.
• Customer services representatives are polite, knowledgeable and very efficient when dealing with enquiries or claims.
• The company offers a number of auto insurance discounts, insurance services and support services for insurance claimers.

The Disadvantages of Insuring with The General

Some people have accused the company of taking advantage of drivers, who find it difficult to obtain auto insurance coverage elsewhere, by charging them extortionate rates for car insurance cover. However, drivers considered ‘undesirable’ by other insurers must realize that they will have to pay higher rates than ‘typical’ drivers wherever they go. Indeed, many insurance companies will simply refuse to provide them with coverage at all.

All in all, because it is free and quotes can be obtained so quickly and easily with our ZIP code search for The General Insurance Company, it is worthwhile to consider The General Car Insurance Company as a provider. This is particularly true, for drivers with previous driving infractions or those who may be considered high risk for any other reason. Use our Auto Insurance Comparison ZIP code search to compare companies instantly!

However, as with every insurance provider, drivers should get at least 4 quotes from different providers and compare them carefully, in terms of coverage as well as price, to ensure they get the best policy available for them. Check out our other auto insurance reviews to get all of the information on certain car insurance companies!