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SPARTA Auto Insurance Review

SPARTA Auto Insurance was established fairly recently, in 2007, to be precise. While they do not yet have offices in all 50 states, they are licensed to extend their services to anywhere in the US, so don’t be surprised if their name turns up when you type your ZIP code into our auto insurance search engine to find free quotes on auto insurance.

sparta insurance logo


SPARTA is actually an acronym. It stands for Specialty Programs and Risk Transfer Alternative. It’s a mouthful, and that’s why they’re simply called SPARTA. Known for their clever logo, featuring an S made to look like a classic Spartan’s helmet, SPARTA have become an iconic piece of the insurance landscape in only a few short years.

What They Do

The company offer a wide range of insurance products, primarily among them: Third party consulting for other insurance companies.

What they do is they offer insurance claim handling, filing, litigation, investigation, and resolution.

There is not a lot of information available on their car insurance policies for private or even commercial drivers, but they do have a strong reputation in regards to their services for other insurance companies.

Beyond these services, they also underwrite policies for retail and wholesale businesses, as well as for establishments in the hospitality and manufacturing fields.

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Not to Be Confused With…

SPARTA is a company that primarily sells products and services to other insurance companies, although they do provide insurance policies of their own and they even offer policies from other companies in an underwriting capacity. However, there is another company, called Spartan, that primarily sells in basic auto insurance needs.

Spartan is based out of Texas where they offer competitive rates and hold an AM Best rating of B, or fair. This puts them at between $2 and $5 million a year in terms of generated revenue, lending them a size category rating of III.

Where SPARTA offers insurance products to all 50 states, Spartan is focused strictly on offering auto insurance to drivers in the state of Texas. They also provide policies covering rental reimbursement, towing and labor, medical payments, and underinsured and personal injury protection, to name a few. sparta auto insurance review

Add this to the hefty discounts the company offers for multi car policies, students, alarm systems and air bags, and you have a fairly reliable auto insurance company, but again, an entirely separate company from SPARTA Insurance.

Getting a Great Quote

Whether you wind up with quotes from SPARTA, Spartan, or any one of the hundreds of thousands of other insurance providers out there, the basic process remains the same. First, determine your budget for car insurance, second, determine your needs, and finally, use our search engine to get some great free quotes by just typing your ZIP code into the bar and letting the computer do the rest.

Using the web to find quotes allows you to cover infinitely more ground than you might doing it yourself.

After getting the quotes, you can simply find the company that’s right for you, do a little research on them to make sure that they have a solid rating from groups like the Better Business Bureau, and enjoy the savings on your new insurance policy.

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