Prudential Auto Insurance Review

Since its founding in 1875 Prudential has become one of the largest insurers in the United States. At its inception the goal of the company was to provide blue collar families with an insurance alternative that was suited to their budget. Continue reading the below auto insurance review and then use our ZIP code search to find cheap auto insurance!

Today Prudential operates in each of the 50 states and also has a presence in overseas markets. Estimates state that its assets are somewhere in the range of $100 billion. As such, this is an immense corporation that has an extraordinary reach. Compare auto insurance rates by state with our FREE comparison tool!

Prudential’s Business

Prudential takes pride in offering many different services to customers. In addition to auto insurance the company also provides:

• Life Insurance
• Mutual Funds
• Services Related to Retirement Funds
• Trust and Banking
• Real Estate Brokerage

Customers who purchase their auto insurance coverage through Prudential may be able to receive a better deal by also purchasing life insurance or other products through the company.

The Basics of Prudential Auto Insurance

According to auto insurance laws, every state drivers are required to hold liability insurance. This covers the driver against property damage and bodily injury. Injuries and damages are covered if they happen to:

• Other people
• Someone else’s car involved in an accident caused by the insured
• Buildings
• Fences
• Utility poles

Each state sets its own coverage limits for liability insurance and Prudential car insurance agents can help drivers determine whether they should carry the minimum or increase it to a higher dollar amount.

Prudential Extra Protection

Prudential also offers drivers additional protection. Many are not required by state law, but a Prudential auto insurance expert can help drivers assess whether such coverages are right for them. Among the additional protection offered by Prudential is:

• Personal Injury Protection
• Collision Coverage
• Comprehensive Coverage
• Uninsured and Underinsured Motorist Coverage

Prudential offers competitive pricing when compared to other auto insurance providers. In addition, they offer incentives to customers that help make their prices even more attractive. Customers may be able to receive discounted rates if:

• They choose to carry a higher deductible.
• Possess a spotless driving record.
• Have additions like air bags and alarm systems in their vehicles.
• Combine auto, life and other financial products at Prudential.

Personal and Local

Prudential is a well-known corporation and generally enjoys a positive reputation among similarly-sized insurers. People shopping for car insurance will find that many of their neighbors are local, independent Prudential insurance agents. This puts Prudential services on the level of being highly personalized and enables the agent to make recommendations that are meaningful and useful to the consumer.

The network of agents who work under the Prudential banner is quite extensive and will generally include several individuals in any urban area. This means customers have a chance to choose an agent with whom they can attain a high level of personal comfort.

The Prudential Website

Even first time visitors will find it relatively easy to navigate the Prudential website, which is often where people first interact with Prudential. Since the corporation is massive it can be somewhat challenging to sift through the main website to find information pertinent to automotive insurance. However, it can be uncovered and often helps new customers locate an agent or decide on appropriate coverage. If you use our FREE auto insurance comparison tool, we will help you save money on car insurance!

How does prudential compare?

Among all auto insurers Prudential is typically considered to be slightly more expensive. As a larger company that offers wide ranging services this is not excessively out of line. Most customers cite their satisfaction with interaction with their local agent as being one of the chief perks of being a Prudential customer. Find auto insurance discounts within Prudential by asking around.

However, when making a claim some customers feel that representatives are not always as responsive and sympathetic as they would like. Among their reasons for dissatisfaction with the company they often cite:

• The cost of auto insurance coverage.
• The responsiveness of customer service personnel.
• The amount and type of coverage available.
• The overall customer service experience.

It is important to note that Prudential is an enormous company that services millions of auto insurance policies on a daily basis. Satisfying each of those customers 100% of the time is an impossible feat since each consumer’s expectations are highly individualized.

Thus, the level of service provided may be disdained by one customer, but seem just right to another. Each customer must make their own unique assessment of which coverages and service types are appropriate for their needs.

The Upshot

Choosing car insurance is never easy, but Prudential strives to offer quality products with competitive pricing. Additionally, their highly trained service personnel constantly attempt to exceed the expectations of customers. Though this effort may not always prove perfect, it nonetheless represents a good faith attempt by one of the largest insurers in the world to continue offering a quality product for its many customers. Use our ZIP code search for FREE and find the best auto insurance TODAY!