Mid Continent Auto Insurance Review

Mid Continent Auto Insurance sells auto insurance policies to businesses and individuals, but its focus is on other insurance companies. Mid Continent Auto Insurance’s main activity is to perform underwriting duties do for other insurance companies that are charged with selling the auto insurance policies.

Before choosing auto insurance, make sure you compare auto insurance. One of the best ways to do this is to use our comparison tool here. All you need to do is type in your ZIP code to receive FREE auto insurance quotes.

Special Attention to Auto Insurance Customers

It may appear that Mid Continent Auto Insurance only concerns itself with other insurance companies, but it also takes the time take care of its auto insurance clients. The fact is that Mid Continent Auto Insurance does less than 10 percent of its business with auto insurance clients. Specifically, five percent of their policies are for commercial auto insurance and three percent are for their personal auto insurance clients.

Increased Liability Limits

Most of the commercial auto insurance policies that Mid Continent Auto Insurance underwrites are for liability.

As this auto insurance company understands that liability for commercial auto insurance claims can be millions of dollars higher than the limits that the states set, business owners have the option of purchasing millions of dollars in liability limits for their commercial auto insurance coverage.

Other Insurance Products

Mid Continent Auto Insurance offers business owners and personal clients the option of purchasing other types of insurance policies, such as:

• Commercial Fire
• Residential Fire Insurance Coverage
• Homeowner’s coverage
• Garage Coverage
• Liability for Group Homes
• Inland Marine Coverage

When commercial auto insurance clients and personal auto insurance clients also buy several of the other types of insurance products listed above from Mid Continent Auto Insurance, they will pay less for the multi-peril policy than if they purchased all of these policies from different companies. Bundling the policies together would also make the auto insurance policy less than just purchasing a commercial or personal auto insurance policy.

Specialty Auto Insurance for Farmers

Mid Continent Auto Insurance has specialty auto insurance that suits the direct needs of farmers. Agricultural businesses will not only be able to insure their automobiles with a commercial auto insurance policy, but they can also insure the vehicles they use to work their farms under these policies. Mid Continent Auto Insurance insures an agricultural business’s vehicles whether the business owns them or is renting them.

How Mid Continent Auto Insurance Aids Farmers

One example of how Mid Continent Auto Insurance takes very good care of its clients comes from the agricultural arena. As the underwriter of commercial auto insurance policies, Mid Continent Auto Insurance will:

• Be the go-between for agricultural businesses and the companies servicing their commercial auto insurance policies
• Place owners of farms with the most appropriate automobile or farm equipment mechanics
• Help the claims process move along expeditiously
• Help farmers continue with their business’s operations whether it is harvesting, planting or growing season

The Mid Continent Auto Insurance Website

Mid Continent Auto Insurance had an Internet website, but it doesn’t appear to be in existence at the moment. The former website gave clients the option of printing any forms they need as well as the applications and a place to learn much more about the company.

Mid Continent Auto Insurance’s website was also a place where the company’s agents were welcome to interact with the clients, so it was an all-purpose, useful website. It’s possible that the website could make an appearance again in the near future.

Secure Financial Standing

Mid Continent Auto Insurance has a rating from A.M. Best that places it in the “Secure” category. The rating that Mid Continent Auto Insurance received, a “B+” means that the company is relatively financially stable. These clients can feel confident that the company has a sufficient surplus that will cover all of the claims that people file with the company.

Mid Continent Operates in Four States

The company has been in business since 1969, another sign that its financial strength is very good. The fact that Mid Continent Auto Insurance does business in four states, Indiana, Maryland, Ohio and Pennsylvania, demonstrates that the company has a strong foothold in the industry.

Compare Quotes for Free

Even though Mid Continent Auto Insurance appears to have a very good product for those seeking auto insurance, they will need to obtain a quote from this company as well as many others. The point of doing this is so that they can compare the quotes they receive from all of the companies to one another to see if there are any that have lower rates than the others.

The comparison tool on this website only requires that people enter their zip codes to take advantage of this free service.