Foremost Auto Insurance Review
What makes Foremost Auto Insurance a different kind of auto insurance company is that it is the type of auto insurance company
that is not afraid to try something new. Another reason they are different is that they have been in business for such a long time; their doors first opened to insure its new customers in 1952. Find and compare the best auto insurance by entering your ZIP into our FREE comparison tool!
The First to Offer a New Type of Insurance
As the soldiers began to return home from Europe after World War II, the housing shortage made mobile homes much more popular than they had been in the past. This presented a new opportunity to offer a new type of auto insurance: mobile home insurance. Foremost Auto Insurance has not stopped with mobile home insurance for creating something new. Its innovative auto claims filing process makes processing claims a much faster endeavor.
Innovative Claims Filing
Foremost clients may file a claim in three different ways, whichever is most convenient for them. They may file online on the company website, they can also call the companyís toll-free number or they may fax their claims to the company. Foremost Auto Insurance even gives its Spanish-speaking clients their own form on the website so they can file a claim in the language most familiar to them.
Foremost Auto Insurance has put special attention into ensuring that its claims specialists are well-trained. This makes the claims process with Foremost Auto Insurance extraordinary. The eight-week training each claims adjuster receives makes it possible for some clients to receive the money they need at the scene of the accident.
Use of the Latest Technology
The claims process can be so fast because claims adjusters are using the latest technology to initiate claims with Foremost Auto Insurance. From their laptops, Foremost Auto Insurance claims adjusters enter pertinent information and send it directly to the company. They also make use of digital technology; with a digital camera, they can immediately send pictures of the damages to the insurance company.
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Payment Options
At Foremost Auto Insurance, they are aware that people are having difficulties paying for their auto insurance coverage at the moment. A growing trend in this current economy has been for people to drop their auto insurance coverage, an unwise prospect. In order to prevent this from happening, Foremost Auto Insurance has created several different options for payment of premiums.
Foremost Auto Insurance clients can choose from the several payment plans the company offers. They may also pay for their auto insurance with their credit cards if they do not have sufficient cash to cover the cost on their due dates. They can also set up electronic payments so that the premiums are debited from their accounts automatically every month.
Dynamite Deductible Endorsement
Foremost Auto Insurance makes it possible for its clients to reduce their deductibles for their collision and comprehensive coverage. Those who renew their policies at six month intervals receive a $50 reduction. If they renew their policies every year, their deductibles will decrease by $100.
The DistinctChoice Auto Policy
This makes maintaining an auto insurance policy from Foremost Auto Insurance Company easy for those who are insuring more than one vehicle. These clients receive one statement from the company that contains one premium due date and one renewal date. The DistinctChoice Auto Policy also entitles these policy holders to a automobile insurance discount.
Foremost Auto Insurance Discounts
If clients of Foremost Auto Insurance can qualify for all nine of their discounts, they will receive every one of them. Some of these discounts are for:
- Paying the bill in full before the due date
- Just for giving the company their email addresses
- Distant Student discount for a child who is away at school
- A minor child
- Paying their premiums electronically
Important Members of the Community
Foremost takes its community activism seriously and is involved in several community projects. The representatives of the company participate in activities such as those for the March of Dimes, Junior Achievement, the Juvenile Diabetes Research Foundation, the American Cancer Society and the United Way.
A Culture of Giving
Foremost Auto Insurance nurtures ìa culture of givingî by encouraging their employees to become involved in their own charitable projects. Some of these other projects are donating their time to feeding the hungry and contributing to Habitat for Humanity.
States Where Foremost Auto Insurance Can Be Purchased
Currently, drivers in 11 states can purchase
state auto insurance from Foremost Auto Insurance including:
Connecticut
- Florida
- Georgia
- Kentucky
- Louisiana
- Maine
- Maryland
- Mississippi
- New Hampshire
- New York
- Pennsylvania
Obtain Quotes from More Auto Insurance Companies
If Foremost Auto Insurance appears to be offering exactly the type of coverage and service that people are looking for but it is not available in their states, they only need to proceed by entering their ZIP into our FREE comparison search. There, they can obtain several FREE auto insurance quotes from auto insurance companies like Foremost Auto Insurance Company that can serve them in their states!