Diamond Auto Insurance Review

Women have an advantage when purchasing car insurance because car insurance companies would rather sell policies to women than to men, and Diamond Car Insurance is one of those companies. Diamond Car Insurance specialises in tailoring car insurance policies just for women.

The policies that women can purchase from Diamond Car Insurance contain benefits that are specific to the needs of women that they can’t necessarily find from many other companies. What Diamond Car Insurance offers women is Your Diamond Club.

Your Diamond Club

By signing up for Your Diamond Club, women receive:

• Special offers meant to help save them money
• Child seat cover that protects all child accessories such as buggies and car seats
• Membership in the Diamond Garage Network

The Diamond Garage Network

The Diamond Garage Network gives women a highly convenient service. Not everyone is familiar with the many garages that repair vehicles, and women may need help finding the right one when their cars need to be repaired. Diamond Garage Network is what will fulfill this service for them.

After members contact Diamond Garage Network to let them know they have been in a car collision, the Network will obtain car insurance quotes for them to compare. After the garage has been chosen, the Network will book an appointment for their members and will arrange to have the vehicle transported there.

Other Car Insurance Options

Women who choose to purchase comprehensive cover from Diamond Car Insurance will have a courtesy car paid by the insurance company if their cars need to be left overnight at the garage. They will also be able to purchase legal cover in the amount of 100,000 lira for the times when they will need to defend themselves after they have caused a car collision.

Comprehensive Cover

Comprehensive cover also gives women the benefit of the following:

• Personal injury cover
• Windscreen repairs at no cost
• Access to the accident helpline at any time of the day
• Stereo cover in the amount of 1,250 lira
• 300 lira for the cost of their handbags and the contents within
• Flexible payment schedules

Personal Injury Cover

5,000 lira personal injury cover is standard with the purchase of a comprehensive Diamond Car Insurance policy, but women may also purchase up to 30,000 lira if this suits their needs. They also can purchase accidental death cover in the amount of 30,000 lira for themselves and any other driver named on the policy.

Women will receive extensive cover when they purchase comprehensive cover from Diamond Car Insurance, but they can also obtain even more cover with Hire Car Cover, Breakdown Cover and Premium Protector.

Hire Car Cover

With hire car cover, women will be able to obtain a replacement vehicle in the event that their vehicles are stolen or written off. They will be able to keep the hire car for up to 21 days until Diamond Car Insurance can determine how it will handle their claims.

Clients of Diamond Car Insurance do not have to be concerned about the type of vehicle they will receive under their hire car cover. These vehicles are guaranteed to be less than a year old, and the company will deliver the vehicle to their clients’ homes or to their work places.

Breakdown Cover

Breakdown Cover keeps women’s needs in mind when they are stranded on the roads. If they are in a dangerous situation when they contact Diamond Car Insurance, the company will ensure that they are the highest priority when they send the breakdown van. If they need to notify someone of their whereabouts, Diamond Car Insurance will be able to send out two messages for them.

Premium Protector

When women are out of work, they tend to have difficulties paying their auto insurance premiums, but Diamond Car Insurance has a mechanism in place that will help them in these circumstances. Premium Protector is something women can take advantage of if they have agreed to pay their premiums monthly.

Women who have purchased Premium Protector cover will have their premiums paid for them for up to one year if they can’t work because of:

• An accident
• An illness
• A job loss
• A hospitalisation

Most insurance companies are aware that women are involved fewer accidents than men, and they will offer very competitive auto insurance rates for female applicants. Although most of their quotes may be on the low side because they are female, they will need to compare several quotes to make sure that they are receiving the lowest quotes for the most cover they can possibly purchase.

When women want to find out what they will be charged, this website will send advantageous quotes right to their computers in a matter of minutes. Compare car insurance and read our other car insurance reviews to save!