AAA Auto Insurance Review

Experienced drivers know how important it is to read the AAA Auto Insurance Review and have an AAA membership. The amount of benefits offered by this company never seems to end. In addition to their discounts and driver services, they have affordable auto insurance with excellent coverage options. Their ability to provide quality customizable insurance for nearly every driver makes them one of the most trusted insurers in the industry. Find AAA auto insurance by entering your ZIP code into our search and comparing quotes INSTANTLY!

Advantages of AAA Auto Insurance

• Accommodating and affordable payment options
• Discount reduction possibilities through special offers
• Automatic AAA membership benefits
• Modifiable coverage options for every vehicle you own
• Friendly and knowledgeable agents ready to assist you at any time

AAA believes in treating every policyholder like a member with real concerns. This is why they offer extensive auto coverage that protects drivers, passengers, and pedestrians. Like most insurance companies, they offer liability and full coverage insurance for new and used vehicles. The major difference lies in the amount of coverage you receive, and the financial strength of AAA, which gives them the ability to pay each claim in a timely manner.

They do not offer the state minimum coverage just so policyholders can have a very small monthly payment. The state minimum coverage is barely enough to pay for the expensive service costs that can stem from an accident. Instead, AAA makes sure every driver receives adequate coverage so he or she will not have to pay any expenses out of pocket. They also provide legal representation in case a court appearance is necessary. Every driver should know their state auto insurance laws and make sure they have the correct type of insurance!

Basic Coverage Types Offered by AAA Auto Insurance

• Comprehensive – Covers the cost of damage to a vehicle destroyed by theft, fire, wind, hail, vandalism, or flooding
• Collision – Covers the cost of the driver’s personal vehicle if it collides with another vehicle or non-moving object
• Bodily Injury Liability – Financial coverage for any passengers injured in your vehicle or in an opposing vehicle. Bodily injury also provides financial coverage for legal expenses from lawsuits
• Property Damage Liability – Financial coverage for vehicles and other forms of property damaged by your auto
• Medical Payments – Pays the medical expenses for every person injured in an accident regardless of who is at fault

AAA also offers uninsured and underinsured motorists coverage. This will pay your repair and medical costs if you were in an accident with a non-insured driver or a driver with state-minimum coverage. In addition, they have an uninsured collision option which gives extra protection to drivers in this situation. AAA will give policyholders the book value of their vehicle if the damage is too great to repair. Make sure AAA has the best auto insurance for your needs by entering your ZIP code!

Added AAA Extras and Conveniences

Car Rental Coverage and Expenses – If a motorist needs to rent a vehicle for any reason, they can waive the insurance provided by the renter and use the insurance included in their policy. This insurance also includes the price of a rental vehicle if the motorist needs temporary transportation while their damaged vehicle is in the shop.

Accident Assistance – Since policyholders enjoy the same benefits as members, the AAA Accident Assist program is available to them. At the scene of an accident, drivers will receive roadside assistance, towing services to the mechanic of their choice, and a courtesy call to family members informing them about the incident.

If you do not have a mechanic, you will have access to one through AAA’s Immediate Repair Program. They will bring your car to one of the shops in their network, schedule your repair, and complete your claim on your behalf. Every vehicle serviced through the repair program has a lifetime warranty on labor. Many auto insurance companies offer services like AAA. One should take the time to find the auto insurance company that fits their needs!

Driver Discounts and Incentives

AAA gives every policyholder the opportunity to receive a better rate. They have an extensive amount of auto insurance discounts that will lower your monthly payments if you qualify. Discounts include – but are not limited to:

• Multi-Policy Discounts – Applied when you add homeowners insurance to your auto policy – save up to 11.7%
• Multi-Vehicle Discounts – Applied when you insure two or more vehicles – a savings of up to 22%
• Good Student Discounts – Students who maintain good grades can save up to 14.4% on selected coverage types
• New Driver Discounts – Drivers with less than 3 years on the road can save up to 10%
• Good Driver Discounts – Maintain a good driving record and save up to 20%
• Verified Mileage Discounts – Keep an accurate record of your vehicles mileage and save up to 10.5%

Additional discounts are available for mature drivers, those who keep their vehicles in garages, and those who install anti-theft devices and passive restraints on their vehicle.

Maximum Benefits with AAA Insurance

AAA provides full protection for every driver who may encounter a problem on the road. With excellent coverage options combined with 24 hour roadside assistance, motorists always feel safe, even while driving in remote areas. Since they believe in putting people first, they manage to keep their prices affordable without sacrificing their service. Drivers searching for peace of mind will not disappoint themselves if they choose AAA for their auto insurance needs. Compare auto insurance by using our FREE ZIP code search!