Highlands Auto Insurance Review

If you’ve ever lived in Texas, New Jersey, Georgia or California, among a few other states, chances are you’ve heard of Highlands Auto Insurance. Though not spread out nationally over all fifty states, the company nevertheless has enough locations here and there that there may just be one in your area if you look. Find auto insurance companies in your area and save on auto owners insurance with our FREE ZIP code search!

One of the first things you’re going to notice about Highlands Insurance is the wide range of auto insurance coverage they provide. Just a few of their policies include the following:

• Inland marine vehicles
• Commercial liability
• Fire insurance
• General liability
• Personal car insurance
• Commercial car insurance
• Homeowners insurance
• Small business insurance
• Property insurance

The list goes on and on and we’ve barely covered the tip of the iceberg. What this may suggest to potential customers is that perhaps Highlands Auto Insurance doesn’t really have what they’re looking for as, after all, they have their thumbs in so many pies so to
speak that they certainly have little time left over to help you come up with a great auto insurance policy at a reasonable price.

Certainly you will have good odds going with an auto insurer who specializes in exactly what you need. A lot of insurance companies who offer general insurance might offer great coverage in one area and terrible, overpriced coverage in another.

However, Highlands Auto Insurance is actually a pretty decent insurance company for motorists. They may lack the specialty and focus of certain companies, but the coverage they provide is more than adequate for most motorists and surprisingly affordable.

Pricing

Without going into specific numbers, as your mileage may vary, we can report after checking multiple customer reports that Highlands Auto Insurance do offer competitive auto insurance rates. While not always the cheapest auto insurance company available, they aren’t among the most expensive, either.

Some policies they offer can actually be had for under the industry average, while others may be had for slightly more. In general, they score roughly in the low to medium ballpark range, offering competitive rates, but primarily focusing on offering great
coverage.

Coverage

Highlands offer a wide range of insurance policies, so it’s good to know that whatever it is you’re looking for, they probably offer it. As an upside to their versatility, while they might not offer the most competitive price on individual policies, you may be able to
work out a package deal, getting home insurance and auto insurance covered on the same policy and paying less overall on both.

In any event, the coverage offered by Highlands Auto Insurance focuses specifically on covering injury, property damage and casualties. If you want to sign onto a coverage plan that takes care of you for regular maintenance, you’ll probably want to look into a specialty insurer. Highlands focus on underwriting in regards to policies that cover worst case scenarios and recovery from damages suffered in accidents.

History and Reputation

Founded in 1990, Highlands are not the oldest insurance company around, but they clearly have a foothold in the industry, they’re not some fly-by-night company that plan on disappearing and taking everyone’s policies with them in the near future. Highlands Auto Insurance have been providing solid, reliable and affordable insurance policies for over twenty years now, and through slow and steady expansion they have been gathering more and more customers under the umbrella of their coverage over the decades.

Highlands have locations in the United Kingdom, as well, where they are represented by Highland Holdings. Stationed in Houston, Texas, they are actually a holding company for
American Reliance, Inc. and currently run thirty offices across the United States from New Jersey to Wisconsin to California.

Overall Rating

Highlands Auto Insurance earn ratings from customers in the average to good range. While few auto insurance reviews would have you believe that Highland are the greatest insurer in the country, there are fewer reviews, still, that cite any major complaints with

the company. Highlands tend to offer convenient and robust insurance policies at reasonable, competitive rates.

In terms of customer service, Highlands do have a reputation for paying out to motorists with valid claims, they won’t launch a criminal investigation against you to get out of paying for your car’s repairs or anything like that, they’re a real, honest insurance
company.

As far as above-average insurers go, Highlands Auto Insurance are a safe, reliable, middle of the road choice for drivers with reasonable expectations who would like to avoid taking a risk on bottom-of-the-barrel insurers but who don’t have the money for
more robust insurance. Compare auto insurance and save money eith our FREE auto insurance comparison tool below!