United Community Auto Insurance Review

Founded in 1934 in Perham, MN, the United Community Auto Insurance Company is an independently-operating, wholly-owned subsidiary of the United Community Bank of Minnesota. It provides auto insurance policies to customers throughout Minnesota, and has a local-centric mindset when it comes to doing business in communities across the state. It should not be confused with the United Community Insurance Company, a New York general insurance provider that went bankrupt in 1995.

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As an independent insurance brokerage agency, United Community brokers a wide variety of products and services to Minnesota clients. The company acts as a middleman between insurance carriers and individuals or groups in Minnesota. United Community connects companies who offer relevant products and services to the parties that would benefit the most. Because they utilize community collective buying power, they may be able to get a better deal on insurance offers than an individual might otherwise receive. They make up the difference by taking a commission on the deal from the insurance provider.

United Community Auto Insurance Company History

The history of United Community is intrinsically tied into the history of the United Community Bank. Chartered in 1911 in Bertha, MN, the bank moved headquarters to Perham in 1934 and set up the auto insurance company as an arm of the bank. It was designed to provide an important service to community members seeking financing for mass market automobiles being released.

The United Community Auto Insurance Company continues to be run under the philosophy of its creators, which is that the company’s reputation and assets will continue to grow by offering a full range of services to a select group of individuals, in this case residents of Minnesota.

United Community Auto Insurance Products and Services

UCAI has many different insurance products, from auto insurance to property and casualty insurance. It does not offerthe insurance itself; rather, it is a brokerage for Minnesota companies such as State Fund Mutual, Allied Insurance, Dairyland, North Star Mutual, Grinnell Mutual, CNA, Berkley Insurance and RAM Mutual, among others. However, UCAI offers rate discounts if you insure multiple items such as your car and home with the same insurance provider. You may also receive a rate discount with a safe driving record, anti-theft devices or good grades.

United Community Auto Insurance Contact Info

The main headquarters of UCAI is located at:

158 Third Street SW
Perham, MN 56573

You may also contact UCAI by phone at 218-346-9776 or through contact forms. Business hours are between 8:15 am and 4:30 PM Central Time from Monday to Friday. Three agents are employed full-time at the main headquarters and the secondary branch.

The secondary branch is located at:

122 W. Main St.
Frazee, MN 56544

About United Community Bank

The United Community Bank of Minnesota offers a wide array of products and services to individuals and businesses in communities all across the state. UCB prides itself on high-quality customer service, and it believes that its connections to customers strengthen communities. The bank is fully committed to learning and fulfilling the needs of the community.

In addition to providing financial products, United Community Bank provides investment products and services through Investment Centers of America. Individuals and businesses in Alaska, Arizona, Colorado, Florida, Iowa, Minnesota and North Dakota may purchase securities from UCB.

The company’s website has information on its range of financial products and services. If you wish to open a bankaccount, you may access online banking 24/7 through the website.

Compare Auto Insurance Today!

If you’d like to purchase a United Community Auto Insurance policy, consider comparing before you buy. You might find a better deal somewhere else, or you might find that UCAI offers the best deals for you. The only way to know is to look at other options.

Simply enter your ZIP code below and begin comparing auto insurance policies for FREE today! It’s the best way to increase your auto insurance savings.