Protective Auto Insurance Review

Protective Life Corporation offers auto insurance as well as other types of insurance to businesses and individuals. In addition to being an auto insurance provider, Protective Life Corporation also sells investment products to help individuals’ wealth compound over time. The company sells insurance and investment products exclusively in the United States and Canada.

Founded in 1907, Protective Life Corporation has a storied history. Today, it sells many of its products through four different subsidiaries, so you won’t be doing business with a company named “Protective Life Corporation,” per se. However, the following four subsidiaries are the public face of the company.

If you’re interested in auto insurance from Protective, you should first compare their quotes with other insurance companies in your area. That way, you can ensure that you’re getting the best deal. Use our comparison tool for free by entering your zip code and auto insurance information, and you can get free quotes from Protective Life Corporation and other insurance providers today!

Subsidiaries of Protective Life Corporation

Depending on where you live and what sort of insurance you are looking for, you might choose any one of these four subsidiaries when doing business with Protective Life Corporation. Some are better than others for auto insurance, so choose your subsidiary carefully.

• Protective Life Insurance Company – This subsidiary consists of the original company founded in 1907. It offers life insurance and annuity products to individuals in nearly every state in the country, and it is the most well-known subsidiary of Protective. Its competitive solutions are founded in well-established customer service.
• Protective Life and Annuity Insurance Company – This company is authorized to sell insurance products in New York State. For all intents and purposes, it is otherwise exactly the same as the Protective Life Insurance Company.
• West Coast Life Insurance Company – Protective purchased the West Coast Life Insurance Company in 1997. Specializing in life insurance for individuals in California, this subsidiary generally does not sell auto insurance. It would be recommended to choose a different subsidiary of Protective to purchase your auto policy.
• Lyndon Insurance Group, Inc. and Affiliates – Purchased by Protective in 2000, the Lyndon Insurance Group primarily sells specialty insurance products. These include: credit life insurance, disability insurance, and vehicle service agreements. If you are looking for a specialty type of auto insurance for a business or an unusual vehicle situation, you may want to choose the Lyndon subsidiary.

Products

Protective sells several types of products, including:

• Asset protection (such as auto insurance, etc.)
• Life insurance
• Annuities

Other types of asset protection you might want, in addition to auto insurance, are provided by Protective Life Corporation and include:

• Engine warranty programs
• Limited warranty programs
• Tire/wheel hazard coverage
• Roadside assistance
• GAP insurance

All of these insurance products are available to individuals and businesses.

Locations

Protective sells insurance to consumers in the United States and Canada. The company has many regional offices across the country in the following states: AL, CA, IL, GA, KS, MO, MN, NE, NC, OH, TN, VA, and Quebec.

The company maintains corporate offices at:

2801 Highway 280-S
Birmingham, AL 35223

Phone contacts for Protective are:

Main: 205-268-1000
Toll-Free: 1-800-866-9933

Agents

Agents working for Protective Life Corporation are actually independent contractors working through the company. As independent agents, Protective’s “employees” work out of their homes. This way, Protective can sell insurance to individuals all over the country without having to maintain offices everywhere. However, these independent agents only sell Protective products, so they are effectively Protective employees. This means that they won’t try to sell you products from other companies or offer you better rates. If you would rather compare Protective’s rates with other insurance companies, use our free comparison tool!

Claims

To file a claim with Protective, you need to do one of two things: go online or call the company directly. The company’s claims number is 1-800-424-1592, and the company’s website is http://www.protective.com.

If you opt to go online, simply fill out the necessary forms and email, fax or mail them to your local agent. If you opt to call, you will be able to speak with a customer service representative and begin the process of filing as quickly as possible.

Careers

Like many jobs today, applications for positions with Protective are all done online. This helps to speed up the application process, and it makes sense for both the applicant and the company.

Individuals who manage to land a career with Protective enjoy many great benefits. These include:

• Insurance for health, vision, dental, disability and life
• Various flex spending plans
• 401(k) plan
• Funded pension plan
• Stock options
• School scholarships
• Regular holidays and paid time off that “rolls over” from year to year
• On-staff nurse, nutritionist and fitness coordinator
• Fitness reward program

Positions are open in offices in AL, MO, MN and OH.

Reviews and Ratings

Despite Protective’s size and lengthy history, the company does not have a Better Business Bureau rating. However, there have been no negative consumer reports logged in databases about the company, so that’s definitely good.

Additionally, Protective has no pending lawsuits and is financially stable, according to A.M. Best. The financial ratings company gives Protective an “A” rating.

Conclusion

Protective is a quality insurance provider with a national presence. While the company may not have the prestige of a nationally-recognized brand, it is nevertheless a well-established organization. Its rates are definitely at least comparable with other insurance providers in your area.

Compare Protective’s rates with other insurance companies today! Simply enter your information into our FREE comparison tool and you will receive free auto insurance quotes. Find the best rates for yourself, your family or your business today!