Netherlands Auto Insurance Review

Netherlands Auto Insurance is not actually an auto insurance group but an underwriting company, an agency if you will. Netherlands are a subsidiary of Peerless Insurance, themselves a subsidiary of Liberty Mutual, so expect some overlap here: We’re going to be discussing and reviewing the customer service, quotes and responsiveness provided by Netherlands, but know that the products are all from Liberty Mutual. If you are looking for auto insurance quotes, make sure you look type in your ZIP code to get a free diagnosis of your auto insurance needs.

Who are Peerless?

Peerless is a pretty large company, and still only a single subsidiary of the much larger Liberty Mutual. We haven’t the space or time to discuss every subsidiary of Peerless, but to look into the underwriting companies that work on behalf of Peerless we do get a pretty long list:

• Hawkeye-Security Insurance
• Liberty Mutual Fire Insurance
• The Midwestern Indemnity
• The Ohio Casualty Insurance
• American Economy Insurance
• American Fire and Casualty
• American States Insurance Company of Texas
• American States Preferred Insurance
• Ohio Security Insurance
• Peerless Indemnity Insurance
• Peerless Insurance
• Safeco Insurance Company of America
• West American Insurance
• American States Lloyds Insurance
• Consolidated Insurance
• First National Insurance Company of America

Addressing the Company’s Accessibility

Netherlands has no website of their own. This makes them a little bit inaccessible on the one hand, but they make up for this with round the clock claims lines, 365 days a year.

It is unfortunate that they don’t offer email or website based claims filing, but being able to get a real live human being, a real operator on the phone at any time of year no matter when you call is very appreciated by their customers.

The fact is that anybody can set up an email service for claims, which is why it’s surprising that they haven’t. Be that as it may, not just anyone can offer round the clock claims services from January 1st to December 31st. It’s unusual that they don’t offer more online accessibility, but it’s even more unusual that they offer 24/7 service so overall, they come up as a plus in this category.

Unfortunately, the lack of a website also means that there is no way to get a quote on the web. As such, it’s difficult to rate the company on pricing as there’s no telling what they charge and there won’t be if you don’t actually take the time to contact one of their underwriting agencies to get a quote directly from the agent.

Reliability

The company currently carries an A from A.M. Best. What this means is that, while not quite “excellent,” they nevertheless have the financial backing to offer a real foundation for any policy you might buy from the company.

The company has been around since 1978, taking on the name “Netherlands” in 1979, so it’s clear that they’re not some fly by night operation, that they’re here for the long haul, and you can expect any policy you buy from them to remain valid well into the foreseeable future.

A Look at Peerless

We’ve listed a lot of underwriting agencies above that work latitudinal to Netherlands, but Peerless is really only available in a number of states:

• Connecticut
• Massachusetts
• Rhode Island
• New York
• Vermont
• New Hampshire
• Maine
• New Jersey

If you live in these states, you may want to look out for Netherlands insurance underwriting agencies or any of those agencies listed in the above sections. In any event, Netherlands insurance tends to get some pretty fair three and four out of five star reviews from customers.

In fact, the lack of website accessibility seems to be the only real downside to the company. Many users might be wary of signing with them if they can’t get quotes to compare directly with other insurers and comparison shopping is certainly an important aspect of buying insurance, but if you can get beyond this point, Peerless and Netherlands do seem to offer quality insurance products with reliable backing.

A Look at Liberty Mutual

What we can say is that Liberty Mutual does have a strong reputation for providing competitive rates. It seems as though, by offering insurance products through a number of subsidiaries, Liberty Mutual are able to remain competitive with a strong network of insurance providers bringing in new customers who rely on Liberty Mutual’s backing to cover some very good, comprehensive insurance policies.

Should You Go With Netherlands Insurance?

The only real snag to Netherlands is their lack of a website. As such, it’s hard to place them with much accuracy on the list of top insurance providers. With so much information being impossible to gather without actually holding a policy with the company, and with user reviews being so scarce on the web, Netherlands is something of a mystery as an insurance company.

On the plus side, the lack of information available on the company, combined with a strong A.M. Best rating and a generally positive reputation, suggests that there is nobody out there regretting the decision to purchase a policy from the company, either.

By and large, unhappy customers tend to be the most vocal.

On that note, it would seem that Netherlands are absolutely doing something right by keeping people happy enough not to post unhappy reviews on the world wide web.

If you want to find the best auto insurance for you, try out our free auto insurance comparison tool which will find the perfect fit for your insurance needs.