FREE Car Insurance Comparison

 Secured with SHA-256 Encryption

Call (855) 425-8122

for FREE insurance quotes by phone
Review Car Insurance Companies. Compare Car Insurance Quotes. Save on Coverage!

Free Car Insurance Comparison

Compare Quotes from Top Companies and Save

 Secured with SHA-256 Encryption

Coliseum Auto Insurance Review

Coliseum Auto Insurance Company has been in existence since 1978, which makes it more than 30 years old. The technical name for Coliseum Auto Insurance Company is Coliseum Reinsurance Company. In this article it will continue to be called Coliseum Auto Insurance Company or Coliseum Insurance Company for consistency.

coliseum auto insurance review

Coliseum Auto Insurance Company is a subsidiary of AXA America Corporate Solutions Inc., which probably means very little to you when comparing Coliseum Insurance products with those of other insurance providers. But, this umbrella company may ultimately help in tracking down policy information on Coliseum. It’s rather disconcerting, however, to be forced to do detective work to figure out Coliseum’s insurance products and their prices, guidelines, terms and limitations.

Coliseum Insurance Company’s office is in New York City, and its information telephone number is: (212) 493-9300.

Types of Coliseum Insurance

  • Coliseum Insurance insures autos, and provides home, health, airplane, boat and even business insurance.
  • This translates into expediency and dollar savings for you, if you ensure everything with Coliseum Insurance — that is, if you can figure out exactly who to contact and how to get them to underwrite your policies.

Not User Friendly

  • This company may, in fact, save you boatloads of money by utilizing them for all of your insurance auto insurance reviewneeds. But Coliseum Auto Insurance Company has no website for potential customers to use.
  • You cannot pay your auto insurance premiums online or go to their other policy types to see what they offer there.
  • If the only way of contacting Coliseum Auto Insurance Company is by telephone, it seems like a lot of work attempting to obtain an auto insurance quote from them. Then, when you finally get your illustrious policy quote, you have to compare it with Allstate and State Farm and AIG and the rest of the companies who have had the good graces to make their quotes and policy types available to the person who will ultimately pay the premium — you, the consumer.


  • You are only allowed to purchase Coliseum Auto Insurance through their agents.
  • Free quotes are not available for Coliseum Auto Insurance online.


Coliseum Auto Insurance does have a good rating, however.

It has a B++ rating that has been issued by AM Best, a top insurance rating company.

The Better Business Bureau tried to issue a rating to Coliseum Insurance Company, but they were unable to find enough information on Coliseum to even list them on the Better Business Bureau’s website.

When comparing auto insurance companies there are many important points to consider:

1. No Fault or Tort State

  • In a state where fault is considered in an auto accidents, also called a Tort State, the person at fault, or specifically his insurance carrier, pays for the accident.
  • A lawsuit is often filed in a tort state to recover more money for medical expenses and property damage.
  • Approximately 12 states are no-fault states. This has effectively eliminated the bulk of the lawsuits. The only lawsuits filed are for extreme medical injuries or monetary loss far above the norm.
  • In a no-fault state, everyone’s insurance company pays for their insured’s damages.

Free Car Insurance Comparison

Compare Quotes From Top Companies and Save

 Secured with SHA-256 Encryption

2. Liability

  • Liability insurance is required by most states. It covers property damage and bodily injury and is paid out by the insurance company of the at-fault driver.
  • Liability insurance covers the other car if you are the driver at fault. It doesn’t cover the at-fault person’s vehicle.

3. Collision

This optional policy covers damage to your vehicle, if you were determined to be at fault.

4. Comprehensive

  • This is another optional policy that covers damage to your own vehicle, no matter who is deemed to be at fault in an accident.
  • Many leasing companies and lenders will require drivers have comprehensive coverage as long as those vehicles are not owned outright by their drivers.

5. Uninsured and Underinsured Coverage

  • Though not every state requires this type of coverage, it’s a good idea to have both of these coverages. Uninsured and underinsured covers bodily injury to you and your passengers — even if the driver at fault is underinsured or has no insurance at all.
  • You can also buy underinsured and uninsured driver property damage for damage your car received in the accident.

6. Personal Injury Protection

  • Personal Injury Protection (PIP) is required in states where there is no fault. You can also optionally purchase it in at-fault states.
  • People who drive for a living or passengers with no health insurance should consider getting this coliseum personal injury insurancecoverage no matter what.

7. Medical Coverage

  • Under this type of insurance, you are covered for injury in a car accident while in a car or as a pedestrian.
  • This coverage also pays compensation for time lost from work because of the accident.

8. Rental Car Insurance

Rental car insurance is a “lifesaver” coverage when you need a car. After an accident, rental car insurance eliminates one worry entirely. You will have a rental car to drive while your car is being repaired.

9. Loan or Lease Gap Insurance

  • This coverage requires that you carry comprehensive and collision.
  • If your car is being leased or purchased with an installment loan, your car may be totaled — and without loan or lease gap insurance, you may end up making payments on a car you no longer have because your insurance didn’t pay out enough to pay the balance on your car.

10. Apples for Apples — Dollar for Dollar

  • Start with what’s required by your state, and add other coverages as your budget allows. You may also want to add more coverages later.


Free Car Insurance Comparison

Compare Quotes from Top Companies and Save

 Secured with SHA-256 Encryption