CNL Auto Insurance Review

CNL stands for Cherokee National Life, which sells a variety of different types of insurance. They are generally more well-known as a debt insurance and life insurance company; the only type of auto insurance they sell is known as GAP insurance, which is simply a type of debt insurance that pertains to automobiles. However, if you are considering supplementing your auto insurance policy, CNL is a great choice for a company to do so. This auto insurance review is designed to give you a complete sense of who CNL is, so you can make an informed insurance purchase.

Despite the fact that CNL does not sell auto insurance, if you’re interested in auto insurance, you’ve come to the right place.

Simply use our free auto insurance comparison app to compare insurance policies in your area. You can look at prices and features to determine which one suits your family or your business best. Enter your zip code and other information to begin!

Basic Info

A subsidiary of the Securian financial group, CNL was founded in 1956 but purchased decades later. It offers insurance plans, retirement plans and investment products and strategies for both personal and commercial use. Your CNL agent will be able to connect with Securian to gain access to a wider range of financial products and services sold through Securian; this makes a CNL policy like having a Securian account as well, and may be convenient if you need to keep your finances well-maintained.

Products

Cherokee National Life has seven main classes of product. These are:

• Credit life & disability insurance
• Group mortgage associated products
• Debt protection/insurance
• Collateral protection/insurance
• GAP insurance for drivers
• Mechanical breakdown protection (MBP)
• Bond insurance

CML works with Allied Solutions to distribute its insurance and financial products and services.

Contact Info

CNL Location – CNL Financial Corporation, 2960 Riverside Drive, Box 6097, Macon, GA 31208
CNL Phone – 1-800-849-4265
Securian Phone – 651-665-3500
CNL Website – http://www.cnlf.com/
Securian Website – http://www.securian.com/

Agents Review

Looking to get in touch with a CNL agent? You may go directly through CNL, or you may contact Securian and be transferred to a customer service representative. Depending on whether you want to touch base with Securian regarding other financial products, you may choose to go this route. On the other hand, if you just want to talk about your insurance policy, directly discussing things with CNL agents may be the best way to go.

Additionally, you may be able to find an independent agent selling CNL life and other insurance products. However, independent agents generally only want to sell you insurance products; if you want to use CNL’s financial products or if you want to go up the chain and discuss buying from Securian, you will not be able to do this through an independent agent. On the other hand, you may prefer speaking with an independent agent because you want to get the best deals and have a third party help you with your insurance plans. It is your choice.

Licensed Locations

Cherokee National Life sells life insurance in the following states: AL, AR, CO, FL, GA, KY, LA, MS, MO, MC, OK, SC, TN, TX.

The company sells other types of insurance or financial service in: AL, AR, GA, IN, KS, KY, LA, MS, MO, NC, OH, PA, SC, TN, TX, VA.

It is mostly a southern company, though it sells in some Western states like Colorado and as far north on the East Coast as Pennsylvania. However, if you’re in New England or the Midwest, you may not be able to find CNL insurance, unless you’re in Ohio or Indiana.

Claims Filing Details

CNL processes all of its claims through Securian, so you will have to call the Securian phone number of visit Securian’s website. All claims may be made online and finalized through email, though of course customer service representatives will be able to assist you in doing so. Keep in mind that death certificates are required for life insurance claims, even if they are made online.

Working at CNL

CNL and Securian are always hiring in a variety of positions. To apply for a job, visit Securian’s website and go to the Careers section. Securian has been named by a number of prominent organizations, including AARP, as one of the best places to work in terms of benefits and company atmosphere, and it is a good place for career advancement and growth. You may wish to work at Securian or CNL if you are in the fields of Actuarial Services, Administrative/Customer Service, Information Technology, Management or Underwriting.

Common benefits enjoyed by individuals working at CNL include:

• Health coverage, life insurance, disability insurance
• Paid vacation days, sick days and holidays
• 401(k) plan
• Retirement/pension plan
• Tuition reimbursement

Customer Service Review

One way that CNL falls down is that it doesn’t offer a 24/7 customer service line. However, if you contact them during business hours, you may speak with someone about claims, processing, licensing, contracting, proposals or sales. You may also contact CNL by email at any time and receive an answer within two business days. You may also send a letter to the company.

How To Get CNL Quotes

As mentioned before, you may be looking in the wrong place if you want a CNL auto insurance quote. You can purchase a GAP plan, which will cover the difference between your insurance plan and the cost of an accident, but that’s about it.

For quotes for other types of insurance, contact CNL or contact your local agent. You may be required to get a physical examination before receiving health or life insurance products.

Of course, CNL may not even be the insurance company for you.

If you’re looking for auto insurance or even just GAP insurance and you want to make sure you’re getting a great deal, use our free auto insurance comparison program.

We send your information to all the insurance companies in your area, then feed you back information about policies and quotes, side by side, so you can choose the one that makes the most sense for you. Just enter your zip code and begin comparing!