Manufacturers Alliance Auto Insurance Review

Manufacturers Alliance is known for providing excellent service to their customers. It is a subsidiary of the PMA Insurance Group, a company that deals in casualty and property products for medium and large businesses. The company was founded in 1915 and is based in Blue Bell, Pennsylvania. Read and our other auto insurance company reviews to find out if Manufacturers Alliance is the company for you!

Normally, when car insurance comes to mind, people generally think of the big brand names. In reality, there are hundreds of smaller local car insurance companies that have been around for years providing excellent service to their customers.

It has received a financial rating of A, or, excellent, from AM Best. This rating is significant for the consumer seeking auto insurance, because it indicates that the company is financially sound and should the time to pay out a claim come, they have the resources to do it. Compare Manufacturers Alliance Auto Insurance with other auto insurance companies and find the best auto insurance for FREE!

Manufacturers Alliance Insurance Products

When Manufacturers Alliance was founded, its core specialty was to offer workers comp insurance to manufacturing workers residing in Pennsylvania. It did not take a long time and the company got a reputation as the leading provider of workers comp insurance in Pennsylvania. Their good name and honorable business practices enabled them to expand and to offer various insurance products.

Currently, Manufacturers Alliance is not limited to Pennsylvania; it serves customers all across the US. They offer:

• Workers Comp Insurance
• General Liability Insurance
• Commercial Auto Insurance
• Inland Marine Insurance
• Umbrella Insurance
• Commercial Property Insurance
• Commercial Multi-Peril Insurance
• International Insurance

While they do offer car insurance, it is only for businesses, not for personal or individual use.

Keeping Auto Insurance Premiums in Check

Being a car owner means one must insure that car by law to show financial responsibility. Auto insurance laws vary by state but most states have the same types of laws! While the cost of premiums cannot be controlled by the car owner, they can take certain steps to make sure that they are paying the lowest premiums possible for the service they are getting.

• The first step in getting the lowest premiums is to understand all the options available and how they relate to the individual situation. For example, some policies that other people carry may not apply to one’s needs at all. It’s a good idea to find out what the state’s minimum requirements are and then decide how much extra coverage is needed that one can afford easily.
• The minimums set by the state are just that – the absolute minimum that is usually not enough to satisfy most claims. So getting some extra coverage is recommended and the premiums can be kept low by raising the deductible. The higher the deductible, the more one has to pay out of pocket in case of a claim, but the lower the annual premiums.
• Make sure to use all possible discounts offered by the insurance company. Usually companies give discounts for multi-car, or multi policies. Numerous other discounts like anti-theft, safety record, good credit ratings, and good student discounts are also given by insurance companies. Find an insurance company that offers most discounts suitable to individual circumstances.If the information is not available easily, ask the insurance company which discounts they offer.

Comparison Shopping

To find an insurance company that provides the lowest rates and best service, a good place to start is with an online car insurance comparison. Not only is one able to compare the auto insurance rates different companies offer for the same policy, but they can also read customer reviews of the companies. The reviews provide a good insight to the company’s behavior in time of need. All this can be done from our FREE ZIP code search! Start today by searching for cheap auto insurance!