AMCO Auto Insurance Review

AMCO Auto Insurance has been in business since 1987 in Houston, Texas. It has been operating for 25 years, so people who are thinking of becoming clients of this company know that it is not the “here today, gone tomorrow” type of auto insurance company that can suddenly appear.

The company has only grown in size and currently sells auto insurance products in California, Illinois and Texas, but the owners have the intention of one day being a company that has a presence in every state in the union.

The Company that Puts the Customer First

Expanding its operations to the entire country is an impressive goal, and the representatives at AMCO Auto Insurance hope to accomplish this objective by offering their clients the best customer service possible. It has managed to grow in the past 25 years because of its reputation for quality customer service as well as the fair prices they charge their clients for their coverage.

Liability Insurance Coverage for Bodily Injuries and Property Damages

AMCO Auto Insurance sells personal auto insurance for several types of possible losses. California, Illinois and Texas are all tort states. In tort states, the cause of the accident must be determined so that this particular driver’s liability insurance coverage can be financially responsible for the damages that were caused.

Because the states require that drivers be able to accept financial responsibility for accidents that they cause, AMCO Auto Insurance must sell liability insurance in the minimum amounts that covers medical expenses due to bodily injuries and repair bills for damaged vehicles and other property.

Insurance for Medical Expenses

All AMCO Auto Insurance would be required to sell is liability coverage, but this company also sells much more optional coverage to the drivers in these three states. An example of this is the fact that people can purchase Medical Payments coverage for their own medical bills at a limit that they can set.

Insurance for the Policy Holder’s Vehicles

When people are at fault in a collision, they will not have auto insurance to have their own vehicles repaired or replaced if they need to be. Clients of AMCO Auto Insurance may purchase this type of coverage to help them repair or replace their vehicles if they are ever the cause of an accident. This type of coverage is called Collision Coverage.

AMCO Auto Insurance also gives people the option of purchasing auto insurance coverage that will help repair their vehicles if they are damaged without being involved in a collision. Sometimes, a car can be damaged by vandals if the vehicle is parked on the street at night. Those who have Comprehensive Coverage from AMCO Auto Insurance have the means to repair their vehicles or replace them.

Insurance Against the Damages of an Uninsured/Underinsured Driver

If drivers are hit by someone who did not purchase liability auto insurance, the injured drivers will be left without payment of their bills. To keep this from happening, AMCO Auto Insurance clients can purchase the company’s insurance coverage against an uninsured or hit-and-run driver.

A policy holder can also be hit by a driver who has purchased the required liability auto insurance coverage.

Sometimes, the bills can surpass what will be allowed by the at-fault driver’s liability coverage.

In this case, the injured will have to pay the bills themselves or sue the other driver for the balance. Clients of AMCO Auto Insurance can avoid this with the company’s insurance coverage against underinsured drivers.

How to Contact AMCO Auto Insurance

People can contact AMCO Auto Insurance in Texas at:

8130 Kirby Dr.                                                                                                                                                                                                                                           Houston, Texas 77054

The Negatives of Not Having a Website

AMCO Auto Insurance does not appear to have a website, and this can be a negative for a lot of people. An auto insurance company that does not have a website cannot allow its clients to do a lot of things, including:

• Pay their bills online
• Arrange to make electronic payments
• File a claim online
• Look up contact information for the company and representatives or agents
• Obtain a quote from the company online

Without a choice of paying their bills online, AMCO Auto Insurance clients may only have the option of mailing their payments.

Receive More than One Auto Insurance Quote

In order to obtain a quote from AMCO Auto Insurance, future clients will need to call the company directly only if they are in California, Illinois or Texas. Those in other states will want to go to the comparison tool on this website and receive more than one quote for auto insurance.

The advantage of doing this is that people receive a long list of auto insurance companies that can supply them with auto insurance coverage.

Within this list, they may find that there are some very reasonable quotes. Anyone can receive these lower quotes when they enter their ZIP code in our FREE comparison tool!