Chrysler Auto Insurance Review

Chrysler Auto Insurance is a different kind of insurance company so this will be a different kind of review. When you read “Chrysler Auto Insurance” you might suspect that this is an insurance company that only covers customers who have bought a car from the famous manufacturer.

The truth is that Chrysler Auto Insurance doesn’t cover private car owners at all.

What Do They Offer?

Chrysler Auto Insurance focus on insuring car dealers. They offer policies on showroom cars and the cars out in the lot and they offer liability and safety coverage and so on, all under umbrella policies that allow for dealerships to get all of their insurance needs covered in one place.

Inventory insurance is very important for a car dealer. There’s theft to worry about, collision from passing motorists, vandalism and so on. So then the question is:

Why Are They Necessary?

When you look at a car dealership you may ask “Well instead of covering all of their inventory with a big insurance policy, why don’t they just keep them inside when not showing them?”

The truth is that this is simply impractical. The cost of storing the cars inside would be tremendous, requiring enormous underground parking garages. Add to this the cost of a team of drivers to move the cars in and out of storage every morning and evening and it becomes clear that the cost of insuring all of the cars on the lot and keeping them outdoors is actually a lot less expensive than simply storing them inside.

Furthermore, the time constraints on such a practice would be unreasonable to have to deal with. Getting hundreds of cars into a garage every evening and out every morning would require several hours and would actually create a much greater risk of damage than simply leaving them out in the open.

In other words, it makes more sense to trust the public as well as your insurance policy than it does to trust happenstance and a team of professional drivers to do the same job.

What Does This Tell Us?

Unless you run a dealership, chances are you’re reading this review out of curiosity and, hopefully, to learn something. What this teaches us is this: If a car dealership is willing to entrust their safety and liability concerns to an insurance company to the point that they gladly leave their cars where anybody can get to them, then there’s no real reason not to take the time to shop around for a great insurance company and compare prices to get great coverage.

Many insurance customers are only looking for the lowest possible price. This is great when you’re in college, living on a budget or driving a junker, but when you want to keep your car safe you want to get better insurance.

You don’t necessarily need to get full coverage, but it doesn’t make sense to get minimum coverage if you can afford better than minimum coverage.

What’s Important

What is really important to insurance customers is making sure to do a lot of comparison shopping. As we can learn from the Chrysler auto insurance example, if you have good insurance, you never have to worry about your car and you can rest easy in the knowledge that no matter what happens, you’re going to be covered, your expenses will be handled and your claims will be honored.

In a sense, it’s really not security but peace of mind that you are buying when you purchase insurance. If you want to leave your car out all night in the city, if you want to feel as if you are going to be covered if it is stolen or vandalized or damaged, then it’s important to look for a company that can offer not just a low price, but peace of mind.

Rating Chrysler Auto Insurance

Chrysler auto insurance is a great example of what to look for in a car insurance company even if you cannot actually buy from the company because you are a private passenger vehicle driver.

By hiring a team of professionals who have been working in the insurance industry for over 20 years, the company provides their customers with top quality expert advice and training on things like safety and security. By offering reasonable discounts on umbrella coverage they allow their customers to get the policy they need without cutting corners.

The company also offer a variety of security measures such as GPS tracking and anti-theft devices for cars, ensuring that not only do they cover any car that is stolen, they greatly reduce the risk of losing a car to theft as well.

This is exactly what you should look for in an insurance company: Expertise, reasonable rates, personalized attention and that little something extra that makes them unique whether it’s a hands-on approach to security and safety issues or just a great customer service hotline. Hold your car insurance company to the same standards you hold your work, your spouse or your friends: Good enough isn’t really good enough, you need that little something extra. For Chrysler it’s security, for your insurer it’s whatever you’re looking for.

Before you jump into buying auto insurance, make sure you take a look at our auto insurance comparison tool. You can find auto insurance quotes, company reviews and insurance guide all here at our easy-to-use website!