Aegis Auto Insurance Review

Founded to provide auto insurance for contractor fleets, Aegis Insurance Markets generally does not provide individual auto insurance policies. The company was established in 1999 and provides business auto insurance for professionals and contractors. Use our free auto insurance comparison tool to get quotes and compare prices today!

Keep in mind that auto insurance coverage is required by law in nearly every U.S. state. While most states only require you to have a minimum liability coverage, newer cars should have comprehensive insurance coverage as well.

You want to protect your investment from a variety of potential hazards.

Aegis Insurance Markets offers a variety of insurance options for businesses to protect vehicles, passengers and other drivers on the road.

Commercial Focus of Aegis Insurance Markets

Individuals seeking insurance for their vehicles should look elsewhere, though if you are a personal contractor and you work from home, you may be able to get a good deal on a business owner insurance policy for your vehicle. Centered in California, Aegis Insurance Markets serves the states of Arizona, California, Nevada and Oregon. Aegis is accredited by the Better Business Bureau, indicating a high standard of business excellence. The company is especially keen on ensuring that its business and contractor customers have a pleasant experience using Aegis insurance.

Aegis only hires licensed, experienced business insurance agents to better serve its customers. Representatives and agents are available for contact between 8:30 AM and 5 PM PST on every weekday to answer clients’ questions. Prompt email response is also a hallmark of this commercial auto insurance provider.

Businesses who submit an application will often receive a quote by the next business day. For some, this is fine, but if you need a quote today, use our free quote comparison tool! Not only will you get a quote from Aegis Insurance Markets, but you will also receive quotes from competing insurance providers in your area. You may then choose which policy and premiums you like best.

Aegis Insurance Markets – Customer Service Review

Top of the line customer service sets Aegis Insurance Markets apart from the rest. If you need an insurance company that communicates with your business and makes you feel informed about every purchase, Aegis is the choice for you.

Agents are trained to treat you as a valued member of the Aegis customer family. You will never feel like “just another customer” when dealing with agents and representatives on the phone or through email. Agents are knowledgeable about minimum coverage requirements as well as various details about each state in which Aegis insurance is offered.

Furthermore, Aegis agents take the time to explain things until you feel satisfied that you understand. This is the hallmark of good service. They put the customer first; rather than going for the hard sell each time, agents prefer to give any potential business customers the information first. Customers can then decide if Aegis is the right company for their needs.

Aegis Insurance Markets – Liability Insurance

Liability insurance, at the very least, is mandatory in all of the states that Aegis Insurance Markets serves. You will need a liability insurance policy for each of your company’s fleet of vehicles.

Furthermore, you may wish to purchase more than the minimum amount of coverage. The cost of hospital care increases every day, and the minimum coverage limit may not make a dent in your bodily injury costs. If your business is sued for damages resulting from an accident in excess of your policy, you may not have the money to pay for legal fees or other costs.

Aegis liability coverage can help to ensure that you keep your business even in the event of an accident or other auto insurance-related crisis.

Aegis Insurance Markets – Comprehensive and Collision Insurance

In addition to a liability coverage policy, you may wish to purchase comprehensive or collision insurance coverage for your company’s fleet of vehicles. These policy additions will pay for damages to your vehicle and driver if there is an accident as a result of a collision with inanimate objects (collision) or due to inclement weather or theft/vandalism (comprehensive).

These types of coverage are important because they reimburse you for the cost of repairs; standard liability coverage has a cap and is subject to various other restrictions. With these additional coverage options, your company’s budget sheets will be easier to balance in the event of an accident.

Of course, these types of coverage will generally be the most expensive part of your company’s fleet insurance policy. You can use our free insurance comparison tool to keep your insurance costs down by choosing the least expensive quote from all the providers in your area.

However, one good thing about Aegis comprehensive and collision insurance coverage is that Aegis agents take the time to explain everything to you. Their customer service is top-quality, and they can help you choose the best deductible option if you do choose to go with Aegis.

Aegis Insurance Markets – Uninsured Motorist Coverage

You may also wish to purchase uninsured motorist coverage. This comes into play if you get into an accident with someone who doesn’t have car insurance. While that is technically illegal, it doesn’t help you pay for an accident if the other person breaks the law. Uninsured motorist coverage will pay for an accident caused by someone else without car insurance or by a hit-and-run driver.

Many commercial fleet vehicles such as service vans or small trucks may cost more than the average vehicle to repair. Make sure you get the best coverage possible so your business isn’t caught in a bad place, and try our free comparison app to find the least expensive insurance quotes!

Aegis Insurance Markets offers every policy option you need to keep your fleet of vehicles and drivers safe.

If you need Aegis insurance or if you need any other insurance policy for your company, use our free comparison program today!